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Business Liability Insurance is an undisputed tool for long-term business success. Business Liability Policies help to shield from costly pay-outs and expenses. Did you know that 34% of uninsured small businesses have been the target of a lawsuit & 64% of those businesses where “hit” with very high pay-outs and expenses that would have otherwise been used to grow the business?

Running a small business involves professional and financial responsibilities. From day one, an entrepreneur starts his/her business risking tangible and intangible assets. Whether it is a business owned by one or a large manufacturing unit, getting proper business insurance coverage is a must. Tough to imagine but true, a single lawsuit or any catastrophic event could wipe out your business before it even gets a chance to get off the ground.

Homeowners insurance is an essential element of home ownership. A homeowner insurance policy ensures peace of mind for the home owner. Adequate coverage will preserve your asset by maintaining and sometimes increasing the resale value of your home. Homeowners insurance can protect your home and/or possessions from natural disasters/weather events, fire and many other causes such as theft, vandalism, etc.

There are some lesser known/talked about policy provisions in the homeowner insurance policy.Let's go through some here:

Life insurance is an undeniable financial support for anyone. One who wants to build a secure future should definitely be aware of its importance. This small investment towards the forthcoming crunches of life can protect your dependents from the burden of payment of funeral costs, mortgage balances and many other expenses. Obtaining life insurance through our agency in Rochester, NY is an easy step to protect your heirs from any debt you may have.

2016-07-04

Happy 4th of July everyone!  It's time to celebrate not only our independence as a country, but our independence here at InsuranceTrak as an independent insurance agency in Rochester NY!