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3 Must-have Insurance Policies for every start up business owner

Starting up your own business enterprise is a big leap of faith and involves some calculated risks. This is a dream of many people in today’s business environment and the proper insurance can provide not only protection but also peace of mind, giving you more time to concentrate on and build your business. Most start up business owners know the value and importance of insurance, but the question can be just what insurance policies are essential for the start up. Some new entrepreneurs presume that business liability insurance is the only one they need.

5 Questions you Need to Ask Your Life Insurance Agent

If you have started a job and earning a salary, you might be thinking of investing in life Insurance. Life insurance can give you a peace of mind and protect your love ones. You can feel safe and more importantly, backed up. But, how do you approach an insurance agent and what do you ask? Should my life insurance agent have a physical presence in my area? For starting it out, you should always deal with an insurance company that has a physical presence in your area.

Commercial Vehicle Insurance - Protecting Your Vehicles from Winter Accidents

The city of Rochester experiences heavy snow and freezing temperature in winter months. The temperature drops below zero degree centigrade with heavy snowfall which leads to the accumulation of ice on the road and structures over an extended period. This result to a wide variety of hazardous road conditions, making driving dangerous and increasing the possibility of road accidents for many commercial vehicles. Technically, winter weather condition amasses on your business roof and cause financial losses.

A layman's guide to all things about Insurance

Accidents are scary. Unfortunately many of us face an accident of some sort in a lifetime. We can take precautions that can reduce our exposure and losses in the event of an accident. The solution is called insurance. Yes, insurance. Though insurance can't prevent the accident, it can help when you need it the most- after the unfortunate event. There are thousands of insurance agencies but you should opt for insurance depending on your needs. Shop for an insurance agency in Rochester, NY and get to know availability of what you need. For the “Why Insurance” part, you can read on.

New York State's new cybersecurity regulation effect on insurance agents

New York State's new cybersecurity regulation effect on insurance agents

In 2017, New York State is planning on implementing new cybersecurity regulations on financial services companies.   Initially, the regulations were going to apply to all insurance agents, regardless of their size.  However, the insurance agent advocacy firm, IIABNY, suggested during in-person meetings with NYS that it lessen the burden on smaller insurance agents.  
 

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