Auto Insurance Brighton NY
Auto Insurance Brighton NY
Do you need a quote on your auto insurance in Brighton NY? InsuranceTrak is your premier Brighton insurance agency offering multiple quotes on car insurance in Brighton. As a Brighton insurance agent, we start our tour of the Rochester area below and detail our journey to save Brighton residents money on their auto insurance. But first, let's learn a little bit more about the Brighton area.
Our first stop on the tour brings us through Brighton NY. If you've ever traveled through Brighton then you have probably been through its 12 Corners. That may sound intimidating to a young driver, and it should be! But, stay calm. If you're trying to drive to a store located in the 12 Corners many plazas do not try to cut over lanes as you may cause an accident. Just take your time as you may hit a couple lights on your way to your destination around the many "corners".
The 12 Corners is just one of the many destinations in Brighton we found while driving around the town. Another well-known landmark is Brighton High School pictured below. The main office at InsuranceTrak is about 9.6 miles, or a 15 minute drive, from Brighton High School. During our travels in Brighton we spoke with many "Brighton-ites" about their auto insurance. Many people were familiar with independent insurance agencies but admitted to just shopping the insurance companies they see constantly advertised on TV. They also admitted their rates have continued to go up year after year and thought the process of shopping their insurance was too tedious to undergo. We showed them how they could actually shop from multiple insurance carriers right on our website (see below). And, we found some interesting information from what they had to say.
Brighton auto owners' feedback and stats
If you're looking for resources and information on auto insurance coverages in Brighton then you've come to the right place. While passing through the town, we surveyed some of the locals and we were shocked to hear about their car insurance policies. Our results showed that most of them were underinsured. For instance, we took a look at Brighton resident Timothy's auto insurance policy and found some very concerning coverages gaps.
Timothy had his insurance with one of those big name companies you see on TV all the time. He said he got his insurance in place a long time ago and purchased it directly through a website without even speaking to any representatives at the company. Tim said he thought he had enough insurance and trusted them because they are always advertising. Tim's wife, Rebecca, was covered as a named insured and driver on the policy, but they left out a vital coverage called supplemental spousal liability.
They also had minimum limits of liability on the policy which is quite simply not enough for Tim and Rebecca's financial situation. We informed them if they were ever in a serious at-fault accident, that the other parties could sue them, and because their auto liability insurance was so low, that a court may force them to turn over their hard earned money and assets to the injured party.
You might be wondering, how do I know if I have the right auto insurance coverage when driving my car in Brighton? Well, as part of your process of shopping car insurance with InsuranceTrak, we'll personally work with you to understand your unique situation and you can purchase the best coverage available. When we told Tim and Rebecca this, they almost fell out of their chairs! They thought they could only get insurance online and that it was basically a commodity.
Below we'll detail how we helped Brighton residents Tim and Rebecca shop for auto insurance quotes online through our website, what we found the average cost of auto insurance to be in the area, what car insurance companies are competitive in the Brighton area, and tips for saving money on auto insurance that all Brighton-ites should be utilizing.
Shopping for auto insurance in Brighton, NY
As we were sitting at the kitchen table, we had Tim and Rebecca use our laptop to visit www.insurancetrak.com and shop their car insurance right from our website. They had no idea that they could shop multiple online auto insurance quotes in New York from one website! They knew that they could get quotes online as that is how they originally purchased their car insurance, but they thought they could only get one quote at a time from each company's website they visited. However, we showed them that with InsuranceTrak they can receive multiple car insurance quotes directly through our website.
They understood that this helps to cut down on the tedious amount of re-keying their personal information into each website where they want to get a quote. We had them visit our website, use the quote box above, and viola, instant quotes appeared right on our laptop for them to choose from!
Tim and Rebecca's auto insurance cost versus InsuranceTrak's cost
Tim and Rebecca were happy to learn that InsuranceTrak works with all the top insurance companies to find you the cheapest Brighton, NY auto insurance. When compared to their current policy, our best quote was 25% less expensive! This was more or less in line with the average savings that InsuranceTrak has been able to provide Brighton residents over the years. When comparing apples to apples coverage, we've found that on average we've been able to save our customers 22% on their car insurance premium in Brighton.
Brighton NY Auto Insurance Companies
While we don't work with every single insurance carrier out there, we do work with a fair share of companies that insure drivers in Brighton, NY. In fact, you can look up a list of these insurance companies right from the DMV website. Over time, we've determined that some of our insurance carriers have historically offered better rates for drivers in Brighton than other companies. Some of those companies include New York Central Mutual, Progressive, and Mercury Insurance. We were able to save Tim and Rebecca money with one of these insurance carriers and were also able to get them better coverage. Remember the supplemental spousal liability and low limits of liability coverage we mentioned above? Well, that is no longer a concern!
Lost? Need some pointers? Click here for some tips for saving money on auto insurance
Streets look familiar? There were 325 accidents in Brighton alone in 2014.
Visit Monroe County Crash Map to see more information on auto incidents.
Car insurance by town in the city of Rochester
InsuranceTrak Services is a Rochester NY auto insurance agency and serves Brighton, New York's auto insurance needs.